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Professional liability (errors and omissions)

The need for this coverage no longer only applies to physicians, attorneys and other professionals, but any organization or individual that provides a service. This includes such diverse occupations as contractors, real estate professionals, advertising agencies, computer consultants, publishers, staffing firms and landscapers.

Lawsuits may result from misunderstandings with clients or customers and different interpretations of contractual obligations and oral agreements. They also may occur due to errors made in performing the service and unexpected difficulties in delivering the promised results. Both the company and individuals may be held liable for any of these claims.

Types of services covered

An E & O policy provides protection for negligent acts, errors and omissions in rendering or failing to render almost any type of service. There are hundreds categories of businesses eligible for professional liability coverage, including:

  • Physicians
  • Attorneys
  • Consultants
  • Advertising agencies
  • Travel agents
  • Construction companies
  • Plumbers
  • Electricians
  • Auto service
  • Landscapers
  • Staffing firms
  • Real estate brokers
  • Computer service companies
SOLUTIONS! Insurance Brokerage Services, LLC phone: 888-3-SOLUTIONS fax: 718 491-1843 lnarciso@solutions-ibs.com
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